Buyers, Realtors and Lenders can feel secure hiring Cardinal Construction as their 203(k) contractor.

The FHA 203(k) Rehab loan gives home buyers an opportunity to purchase a home in need of repair or remodel. With the 203(k) loan, buyers can purchase and fix up a home without having to pay out of pocket up front.

There are two types of 203(k) loans, the Streamline and the Standard/Full. Cardinal Construction is able to perform both types of repairs.

203k Contractor Certified

Working in the community

Melanie currently serves as Past President of the Board of Directors for the Builders Exchange of Santa Cruz County. She has been on the board for four years in various positions, volunteering as Vice President, Treasurer and Secretary.

It is important to choose a qualified contractor to complete 203k repairs. A qualified contractor can help guide buyers. Cardinal Construction is familiar with the process, avoiding delays.

We write detailed estimates for the lender and the FHA
Our estimates help buyers place a value on the home repairs to make a purchasing decision
We are experts at completing the FHA required paperwork
We are comfortable with the escrow process and lender requirements

Once project starts, Cardinal Construction works quickly so that new homeowners can move in and enjoy their property as soon as possible.

We’ve completed 203(k) rehabs including:

Habitat for Humanity asked Melanie to supervise their project on Rooney Street in Santa Cruz, working with volunteers and the directors to break ground and start construction on four homes to house local families.